This is a means-tested benefit (see Introduction) for people aged under the state retirement age for women who are not required to look for work (e.g. lone parents with children under the age of 10 (7 from October 2010), certain carers) and who are working for less than 16 hours per week (partners less than 24 hours per week).
This is a means-tested benefit for people aged over the state retirement age for women. It is made up of two elements:
Guarantee Credit a basic means-tested benefit (see Introduction) and
Savings Credit, a means-tested benefit for people aged 65 or over which rewards modest income from savings and pensions over the basic Retirement Pension levels.
A key feature of Pension Credit is that there is no capital limit.
A claimant may be entitled to either or both types of Pension Credit.
For help with forms and general advice please use the CONTACTs menu on the left to find details for your local authority area.